Why buy renters insurance in New York?
Blizzards
Blizzards can severely impact most of the Midwest and Northeast region of the United States, as well as in New York. A major blizzard struck portions of the Midwest on January 1999, producing 22 inches of snow in Chicago. The National Weather Service rated the blizzard the second worst blizzard of the 20th century. The surrounding areas within Michigan, Illinois, Wisconsin, Indiana and New York experienced over 15 inches of snow. In 1996, a blizzard piled on 20 inches of snow in New York City, and damage costs estimated $1 billion to the New York area.
Theft
U.S. Department of Justice's Bureau of Justice Statistics reports that rented households were burglarized at rates 79 percent higher than owned households. In 2001, the bureau reported that rented households experienced 210 property crimes per 1,000 households nationwide, while owned households experienced only 146 property crimes per 1,000 households. In 2004 alone, 236,366 burglaries occurred in the Northeast according to statistics reported by the Federal Bureau of Investigation. As you can see, the most common threat to an apartment unit in the nation, as well as in Massachusetts, is burglary. Unfortunately, your apartment community's insurance policy does not cover your personal belongings lost due to theft. Do not let fences or gates at your apartment community mislead you to think it is safer. On most low-crime properties the main purpose of gates or fences for apartment properties is to provide the sense of privacy and exclusivity for its occupants.
Renters Insurance Provider
Countrywide Insurance Services (CIS) is dedicated to being your premier provider of insurance choices and solutions. Your personal property is a valuable asset. Computer and stereo equipment, televisions and other household items are expensive to replace if they are damaged or stolen. While these personal possessions are not covered under your landlord's insurance policy, you can protect them with Renters Insurance from Countrywide.
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